A Postgraduate Diploma in Banking Services (PGDBS) will be conferred on a participant on his / her successful completion of the programme. However, for award of the postgraduate diploma, a participant has to fulfil the following requirements :

• He/She should have taken and passed in each course of study as prescribed in the curriculum to earn the minimum number of credits specified for that particular course.
• He/She would become eligible for the award of a diploma on acquiring requisite number of credits at the end of the program.
• He/She should have satisfactorily fulfilled other academic requirements (as specified in the course of study/curriculum) like practical training, work visits, seminar, project etc.

The Post Graduate Diploma in Banking (PGDBS) Services would be a one-year program comprising of four trimesters of 13 weeks each. First three trimesters would be conducted on Campus of the Manipal University. The fourth trimester would be devoted to internship to be pursued by the participant at a designated Branch of Axis Bank across the country.

Course Credits :
Credits have been assigned to each course based on the hours of study/learning and other associated activities like case studies, tutorial discussions, case-presentations, lectures, library work and practical-work in laboratories etc. The outline of the curriculum of the Program trimester-wise is given below.

First Trimester :
Areas of learning covered will comprise of;Basics of Banking, IT in Banking, Business communication, Managerial Economics, Business Mathematics and Statistics, Accounting, General management

Second Trimester :
Areas of learning covered will comprise of; Banking and allied services, Banking environment, Advanced Business communication, Receipts and Payment systems, Lending

Third Trimester :
Areas of learning covered will comprise of; Financial Planning, Foreign Exchange, Credit Risk management, Retail banking, Treasury Management, Recovery Management, Business analytics

Fourth Trimester :
Learning will be on the job and will be in form of the Internship and Project work

Classes will be held five days a week from Monday to Friday with Saturday devoted to e-learning and Sunday being a weekly holiday. Apart from the regular classes, the program participants would be required to take part in additional curricular and extra-curricular activities. Formal class room sessions will be of 65 minutes duration. There will be 7 sessions on each day. Classes will be from 9.00 am to 6.00 pm. Program delivery will be in the form of class room lectures, tutorial discussions, seminars, laboratory work, assignments, case studies, library research projects and other exercises. Considerable emphasis will be placed on self-learning by the participants. Co-curricular activities will form an essential part of the learning process, including lectures, seminars, group presentations, field visits, role-plays, simulated exercises, experiential learning and guided assignments. There will be guest lecturers from industry experts including the Bank officials.

The breakup of time available for formal study is as follows :

• No. of working days in a week : 5
• No. of sessions (65 minutes/ session) in a day : 7
• No. of subjects per trimester : 8
• No. of sessions per subject per trimester: as per credits assigned

Attendance requirements :
It is mandatory for all participants to take part in all curricular and co-curricular activities. They would be required to attend 90% classes. Leave of absence would be given only with the specific permission of the Program Coordinator, Axis Bank, Young Bankers Program

Student support services :
Apart from the formal classes, the students would be provided support for the learning process through the following means :

• Lectures by experts from the Industry.
• Interaction with Leaders from Axis Bank on a periodic basis.
• Library services to include access to e-library.
• Study material prepared by the Axis Bank, Young Bankers Program (Manipal University).
• Access to e-learning modules.

Project work :
Participants would be expected to work on a library research project during the first two trimesters. The topic for the project would be assigned to them by the Faculty. A list of topics would be put up on the website and the participants would be required to submit three choices by selecting topics from the list. Efforts would be made to assign a topic to the participant based on his/her choice. The participants would be expected to make a presentation on the said topic during the third trimester.

Stipend :
Young Bankers will be paid a monthly stipend of Rs.5,000/- per month for the first 9 months to meet the out of pocket expenses and Rs. 12,000/- per month during the internship towards their living expenses.

Other Benefits :
Medical Insurance cover of Rs.1,00,000/- is provided to the student by the bank for the duration of course

Salary :
On successful completion of the course the student would be absorbed as an Assistant Manager in the Bank with a gross CTC (cost to company) of Rs. 3.71 lakhs per annum (This is inclusive of Loan benefits and Indicative Performance linked Bonus plus Retrials). Breakup of the same is as shown below.

CTC Break-up	Amount
Fixed Gross CTC	Rs. 2,28,600/-
Retirals	Rs. 23,112/-
StaffLoan Benefit	Rs. 65,450/-
Performance Bonus	Rs. 54,000/-
Total Gross CTC	Rs. 3,71,352/-

Please Note :

• Retirals not encashable.
• Staff loan benefit is not encashable and will be applicable once the Staff Loans are availed. It is as per the staff loans eligibility and terms.
• Performance bonus is indicative and the figure displayed corresponds to the highest performance rating. Final performance bonus received is subject to the individual’s performance and the organisation’s performance & compensation policies in effect.
• CTC is based on current level of compensation and may be subject to revision as a result of the annual compensation revision.
• CTC is based on the lowest levels of HRA, hence the final CTC will be based on the final location of posting.

Posting :
The final posting location of the candidate will be as per the needs and business requirements of the Bank. We will consider the place of domicile of candidates, however the Bank does not guarantee final posting as per place of domicile.

To pursue this course the interested applicant will have to invest Rs.3 lacs plus taxes as applicable. This amount will cover all boarding, lodging and tuition fee expenses for the entire course at Manipal Banking Training campus.

Fees will be payable as per the payment schedule below.

Trimester	Due Date	Amount
1st Trimester	In advance on or before the commencement of every batch	Rupees one lakh only (Rs.1,00,000/-) plus applicable taxes
2nd Trimester	15 days In advance before the commencement of 2nd Trimester for a particular batch	Rupees one lakh only (Rs.1,00,000/-) plus applicable taxes
3rd Trimester	15 days In advance before the commencement of 3rd Trimester for a particular batch	Rupees one lakh only (Rs.1,00,000/-) plus applicable taxes

Organizational structure :
Axis Bank is a meritocratic organization and offers fast and rewarding career growth paths subject to the employee being deserving and having the potential. The Bank provides grade elevation opportunities to the high performers within a span of 2-3 years .There are ample opportunities for employees to grow within the same vertical/ function and even across functions through internal job postings.

MBA Certification :
Post successful completion of the course leading to grant of a post-graduate diploma in Banking Services, the employee will also have the option of being enrolled for a online UGC approved MBA in Banking and Finance through Manipal University which can be completed by candidates in 18 months’ time in distance education / online instruction mode, while they pursue their career with Axis Bank. The cost for this qualification will need to be borne by the candidate themselves.

Compared to a regular MBA program that graduate candidates opt for, the Axis Bank Young Bankers program offers the following clear benefits; Assured job, Lesser duration, Earn and learn and Education is work oriented.

An easy comparison is given below :

	Other MBA Program	Young Bankers Program
Fee	Considerably more than 3 lakhs	3 lakhs
Duration	2 years	1 year
Earning potential during the program	NONE	Stipend is paid all throughout the course
Application of education	Large portions are theory with less application in workplace	Entirely work oriented course structure, with practical inputs
Assured Job	NONE	Provisional Appointment given at course start itself, assuring employment after successful completion of course
Medical Insurance cover	NONE	Medical Insurance cover of Rs.1,00,000/- is provided to the student by the bank for the duration of course
Salary after the course	Generally ranges from 3.50 lakhs	Rs. 3.71 lakhs
Grade in the Organization	If recruited in Axis Bank the candidates are taken in the Assistant Manager grade	Assistant Manager grade
Scope for further education	Entirely dependent on the student	Masters course option available in Distance learning mode

The eligibility criteria for applying for admission are :

Age : Age limit 25 years, born on or after 1st April, 1988.

Qualification :
Graduates from any stream, with 55% and above in their graduation and a consistent academic performance.

The selection will be through a two stage selection process, which is aimed at selecting candidates who are most likely to succeed at various Branch banking roles offered by the Bank. The Bank is looking for candidates with high integrity, who are dedicated towards work, with positive attitude and good communication skills.

Candidates shall be selected by Axis Bank through a selection process consisting of an online Aptitude test followed by an interview.

Aptitude Test :
The Aptitude test will be of 2 hour duration and will be administered online. The test will assess the proficiency of candidates in the areas of :

• Logic and Reasoning Skills
• English Language Skills
• Quantitative/Numerical ability
• Personality Assessments

Bank reserves the right to hold a second stage of Aptitude test (if required for any reason) at its own discretion.

Personal Interview :
All the applicants who successfully clear the Aptitude test will be invited for a Personal Interview. Candidates will be informed of their progress and status at each stage by email.

Please do note that Axis Bank’s decision pertaining to the selection will be final and binding.

List of centres for online test is given below. The candidate will be required to give 1 choice of preference at the time of registration only.

• Requests for change of centre shall not be entertained.
• The Bank will endeavour to give each applicant a test venue as per his / her choice; however the Bank cannot guarantee the same.
• The Bank reserves the right to cancel any of the centres and/ or add some others centres depending on the response, administrative feasibility etc.
• Bank also reserves the right to allot the candidate to any of the centres other than the one he/ she has opted for.
• The exact address for the venue will be advised in call letter; the same will be final, no change being permissible in the test date, test time or test venue, once allocated.
• Candidates will be intimated through an e-mail to their registered email ID

Center	State
Hyderabad	Andhra Pradhesh
Vijayawada	Andhra Pradhesh
Guwahati	Assam
Patna	Bihar
Raipur	Chhattisgarh
Delhi	Delhi
Ahmedabad	Gujarat
Surat	Gujarat
Chandigarh	Haryana
Panchkula	Haryana
Bangalore	Karnataka
Kochi	Kerala
Bhopal	Madhya Pradesh
Mumbai	Maharashtra
Nagpur	Maharashtra
Pune	Maharashtra
Bhubaneswar	Orissa
Ludhiana	Punjab
Jaipur	Rajasthan
Chennai	Tamil Nadu
Coimbatore	Tamil Nadu
Lucknow	Uttar Pradesh
Dehradun	Uttarakhand
Kolkata	West Bengal

The dates for the subsequent processes of interview will be announced at a later date for which successful candidates will be intimated through an e-mail to their registered email ID.

Pre-joining Medical and Background Verification process
Bank will arrange a pre-joining medical examination for selected candidates to certify their fitness for the Bank’s job before their enrolment into the course itself. Upon being found medically fit, the applicants will be granted admission into the course.

The applicant’s education qualifications and background will be verified by the Bank through a external agency. The details provided by the applicant at the time of selection need to be authentic. Once the Agency confirms the authenticity of these details only the applicant will be allowed to join the program

Issuance of Letter of Appointments and Program Admission Kit
The selected applicants will be issued a Provisional Letter of Appointment from Axis Bank towards their future employment. This letter will contain details of the compensation and other benefits applicable to the applicant after their joining the Bank on active duty.

In addition to this letter the candidates will be issued an Young Bankers Program Admission kit. This Kit will have the following contents;

• Details of the course curriculum, the criteria for successful completion, internship details, evaluation procedure.
• Details of the scheme, the fee structure for this course.
• Details of the stipend that will be paid, details of facilities available on Campus for the student.

Once you complete submission of application form, you will receive a “myamcat user ID” and “password”.

Login using the “myamcat user ID” and “password”, on the Home Page to know the status of your application.

Applicants will also be kept informed on the progress of their application through e-mail to their registered email ID. Applicants will receive e-mails on their registered e-mail ID regarding their selection status and details of the next stages of selection process.

Applicants are requested to keep themselves updated of the progress / notifications regarding the selection process by regularly visiting the website. Please ensure that your e-mail address & mobile numbers provided by you are duly updated and in use.